Having an income when you can’t work
Income Protection Insurance provides you with a safety net if you become unable to work due to illness or injury. Statistics show that each year more than a million people in the UK find themselves not being able to work and maintain their lifestyle as the sudden loss of income forces them to deviate from their original financial plans.
If you would like to minimise the consequences of an unexpected health problem on your financial plans and way of life, it is vital to cover yourself for this scenario if you should ever encounter it. Expenses such as your rent or your mortgage to name a few, won’t go away because you are unable to go to work every day.
Financial advisers recommend that you should ask yourself how you would be able to fund your expenses for 3, 6 or even 12 months if you didn’t have a protection policy in place to cover it. If you believe that your savings or other funds wouldn’t be enough, then an income protection policy is the ideal solution for you.
Income protection policies tend to cover most known illnesses. However, each insurance provider may offer different terms so it is essential to do some research. Our fully qualified advisers at Holborn are ready to listen to your needs and suggest the right policy that is in line with your financial plan.
Our investment professionals hold a variety of prestigious investment qualifications from recognised professional bodies such as the Chartered Insurance Institute, London Institute of Banking & Finance, Chartered Institute of Securities & Investment and CFA (Chartered Financial Analyst) Institute. We encourage all advisers to keep studying to keep their qualifications relevant and up to date.
We benefit from appropriate regulation in all our geographical areas of operation and have been operating successfully in the field of investments since 1998.
Our strategy is about advising our clients on the investments that are best for their individual needs. We appreciate that it is your money, that you have worked hard for it and want to keep it and see it growing. We don’t believe in taking unnecessary risks. That’s why the portfolios we offer are diversified and our advice is focused on ongoing management and a steady hand over the long term.
Holborn Assets was established in 1998 and is widely considered to be the financial services company of choice in the expatriate market it serves. No other independent company can match our expertise or depth of proposition. We have therefore always felt at home headquartered in Dubai, the world’s fastest growing City State and one of the economic wonders of the world.
Holborn Assets has regulated operations in the UK, Europe, Asia and South Africa. The corporate DNA that has underpinned our growth is simple: we are passionate about helping people put the right money, in the right place, at the right time.
We are a friendly, multi-award winning family company with an international footprint and British values of integrity and respect for all.